Types Of Mortgages We Offer
WANT TO SECURE A MORTGAGE?
WE ARE STEP ONE. Knowing exactly what kind of loan you qualify for can be confusing. There are dozens of options and specific guidelines. We are committed to finding you the best product at the best pricing.
Our conventional loans are great for first time home buyers and seasoned homeowners! They come with a variety of down payment options, and excellent advantages for qualified borrowers.
If you’re ready to buy a home, but live in one of the nation’s pricier housing markets, a jumbo mortgage is for you. Our jumbo loans enable you to borrow more than conventional loans, allowing you to get that more expensive home you’ve dreamed of.
If you’d love to buy a home but don’t have a lot of cash for a down payment or closing costs, an FHA loan offers a flexible solution. Our FHA loans only require 3.5% down, with lower rates to help lead you to home ownership.
Our goal is to help Service members, Veterans, and eligible surviving spouses become homeowners. Our VA loan allows $0 down payment with incredibly flexible rates and loan limits.
If you receive income that is difficult to source through traditional payment methods, the lender can assess your bank statements over a 12 month period for qualification purposes.
INVESTOR CASH FLOW
Allows you to use the rental income on a home to qualify for an investment property. Unlike conventional loans, tax returns are not required.
If you are 62 years of age or older and have at least 50% equity in your home, a reverse mortgage allows you to borrow against that equity with no monthly mortgage payment.
HELOC & HELOAN
A HELOC or HELOAN allows you to leverage your home’s equity without refinancing your existing first mortgage. A great option to access funds for home improvements, debt consolidation, or investment purposes!